Loan tracking
Track debt like an operating obligation, not a monthly afterthought.
VisiBooks tracks balances, schedules, principal and interest splits, and the cash movement around loans. That means the debt picture stays visible all month instead of only appearing when someone posts a journal entry at close.
Liability visibility
Loan balances, payoff schedules, and the current month’s obligation live inside the accounting system. You do not need a side spreadsheet to know what is owed and why.
Principal and interest separation
A loan payment is not one thing. VisiBooks separates principal reduction, interest expense, and related cash movement so the books reflect the real economics.
Supports operational edge cases
Debt rarely behaves like a flat recurring expense. Escrow, prepaid interest, and lender-driven cash movements are treated as accounting objects, not ignored details.
Close-ready debt accounting
Debt is visible during reconciliation and close, so you can see what changed, what posted, and what still needs review before the period is sealed.
| Loan | Status | Outstanding | Next payment | Schedule |
|---|---|---|---|---|
| SBA EIDL #6406388105 | Active | $23,480.12 | $180.00 | Period 14 |
| Equipment note | Amortizing | $11,920.00 | $612.14 | Monthly |
| Property line | Review | $94,120.33 | $1,426.55 | Escrow tracked |
Debt should be visible before month-end.
Run loans as part of the accounting system so liability balances, payment splits, and cash effects stay coherent all month.